Whether it is for those who have a decent income but no employer coverage and can't afford private insurance (have you actually tried to buy family coverage for a family of 3 when Mom is over 45?), or it is for young people just getting started or for middle class single mothers (not eligible for any other govt benefits) with kids to cover or to make small businesses attractive for people to work in and relieve the strangle hold of for-profit insurance from the small business man's neck ... America NEEDS a public option in THIS year's health care reform package.
In fact, if you don't include a public option, you may as well do nothing.
A tax credit and standardized insurance forms won't help a new college grad or a single mom making just enough to squeak by, but too much to afford $300-900 a month for an insurance policy that pays for nothing until she's spent $1000-$5000 out of her own pocket on doctor/perscription/supplies bills. For most people, that means they'll pay all that money every year and possibly go years never using any of the benefits and then get dropped by their carrier if a family member comes down with a problem that actually causes them to file costly claims.
It's a total rip off. For-profit insurance is a racket and tweaking it won't fix it. It takes billions in costs from American businesses, small and large, and it costs yet more millions of hours of frustration and time arguing from regular Americans who have come to generally harbor a deep-seated disdain for the "not-covered-unless-you-call-us-and-raise-hell" shell game that is widespread in the industry.
Please, Senator, give us an option that works for real people, a public option, and leave it up to the businessmen and million dollar CEOs to figure out how to respond so they can keep making their millions. Profit is a powerful motivator. They'll figure it out. If the industry's executives are worth more than the executives of other industries, as their average salary packages suggest, they'll figure it out. Right?
Tweaking our health system around the edges won't make even a tiny dent in getting the 47 million who are without insurance covered. I think you know that. I think you're just not sure if doing more is worth the trouble the industry will cause for you next election.
Senator, I'm asking you to do what is best for regular people who need your help, rather than what is best for corporations who think they own you.
The piece-meal little edge fixes being proposed by corporate lobbyists and conservative (wealthy) lawmakers are the result of ignorance, and I don't mean that cruelly. I don't think you or many of your colleagues have any idea what it's like to try to rightly judge the line where you take your kid to the doc and risk not having enough to pay the utility bill due with this week's pay check... or let the fever/infection/diarrhea run it's course and hope the tylenol and ginger ale handles it and whatever bug is causing it is nothing serious.
I really don't think you understand what a robust, comprehensive, affordable public option would mean for sole-proprietors, contractors, temp-workers and all of us out here living a median wage middle class life in NC. I hope you don't take offense. None is intended. Just pointing out the differences btw those of us who need your good will on this issue that impacts us EVERY DAY, and those of you who will make this decision that, let's face it, will not impact you personally in the least.
Do the right thing. Support a robust public option.