Fannie has not released its list of zip codes that will be slated for systematic disinvestment. However, GMAC has taken a step to give its brokers the ability to see if their borrowers will need extra downpayments.
This is not exact, but it is still a pretty good approximation. GMAC is just trying to apprise its business partners of a new policy.

Ratings of "C" and "D" mean trouble. Most NC zips are fine. You could even say that this is not a strong North Carolina issue. Its just a national issue: plug in some California, Florida, Boston, or Ohio zips and you'll see the handwriting on the wall.

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